National Bank of Pakistan
The Nation’s Bank: National Bank of Pakistan (NBP) is committed to enhancing the nation’s financial stability and promoting sustainable growth through its extensive network of branches, both locally and internationally. As one of the largest and most influential banks in Pakistan, NBP is pivotal in driving the country’s socioeconomic development. We are dedicated to transforming into a future-ready, agile, and sustainable institution.
To further our mission, we are seeking a talented, dedicated, and experienced professional for the position of Relationship Manager – Commercial & SME (AVP). This role falls under the Inclusive Development area, reflecting our commitment to fostering inclusive economic growth.
Position Details
Job Title: Relationship Manager – Commercial & SME (AVP)
Reporting To: Regional Manager – Commercial & SME
Location: Gwadar, Karachi, Mansehra, Mianwali, Sargodha, Sialkot, Sibbi, Vehari
Educational/Professional Qualification:
- Minimum Graduation or equivalent from a local or international university/college/institute recognized by the Higher Education Commission (HEC).
- A Master’s degree from an HEC-recognized institution is preferred.
Experience:
- Minimum of 5 years of banking experience, with at least 2 years in Commercial and/or SME lending.
- Experience in Trade is preferred.
Skills and Expertise:
- Strong sales management and interpersonal skills.
- Geographical knowledge of the posting location.
- Excellent verbal and written communication skills.
- Proficiency in MS Office Suite (Word, Outlook, PowerPoint, Excel).
- In-depth knowledge of SBP Prudential Regulations and regulatory requirements related to Commercial & SME lending.
Main Duties and Responsibilities:
- Achieve CSME business growth and profitability targets through marketing new business relationships.
- Develop and maintain client portfolios in line with the overall client relationship strategy.
- Prepare comprehensive credit proposals including financial analysis, industry overview, and risk assessment.
- Recommend credit exposure approvals for both existing and new customers.
- Conduct regular visits to clients and branches to ensure timely recovery of mark-up/principal.
- Prepare and manage security documents in coordination with CAD and legal counsel.
- Monitor clients for business opportunities and potential risks.
- Implement workflow and process improvements for enhanced efficiency and service levels.
- Adhere to bank policies and regulatory requirements for CSME financing.
Employment Type:
- Contractual basis for three years, with a possibility of renewal based on management discretion.
- Competitive compensation package and benefits as per the Bank’s policy.
How to Apply:
Interested candidates are encouraged to apply online within 10 working days from the publication date of this advertisement. Visit National Bank of Pakistan Careers to submit your application. Please note that late applications will not be considered. No TA/DA will be provided for the interview process.
National Bank of Pakistan is an equal opportunity employer, welcoming applications from all qualified individuals regardless of gender, religion, or disability.
PID (K) 852/24
For further details and to apply online, please click the Apply Online link near the end of this webpage.
